Old Baby Shawl Wool Need To Whiten Wool

Small investors and their advice

"Now think again in peace, you are investing in promising companies and over a long period and the best thing. By investing a fixed monthly amount, you can work even with falling prices have advantages, since then more shares of our investment funds purchase! But consider again in peace! "

Usual blah on the edge of ignorance.

But we are at what has happened in terms of value to those Proceeds of trusting saver during the last eleven years (3.1.2000-31.12.2010). Assumed as a constant payment to month beginning on the purchase of fund shares.


(Click on graphic)

removed in the graph is the direct comparison between the value of the up to that date, acquired fund shares and the risk-free savings (Blue: 0% Interest, red: 2.5% interest).

This means the red zero-percent line, that of equity funds is much the same as the risk-free savings account. If the graph above, the equity fund is an advantage, he is among them, the situation is reversed. Apparently it was

in the last eleven years, only a short period in which this investment strategy has paid off, between 2006 and 2008.

the moment is that savers who have invested in the funds held in the risk-free investment, about 30% less credit.

of savers had in January 2009, must return his shares, he would have 60% less than the passbook savers owned one. Means nothing other than that of savers would have burned each saved € 60 cents.

I want at this point not generally advise against this strategy because it can indeed appeared to be from time to succeed and the value may even out to recover quickly. But it needs a closer look at the situation, enough patience and perseverance. can

And a little more expertise than the friendly consultants themselves have a will.

Dell Optiplex Gx620 Win 7 Drivers

Commuting: By all means

Apart from larger and minor delays is a Monday morning from similar and always with me - a specter of the same - over the weekend and the latest alarm clock ringing at 6:30.

but this could all be so simple: a little less attention looking at the clock and all the wasted minutes counting and a little more on the grand-good eco-balance of my pendulum.

How does he, then, a conventional well-tempered morning commute?


6:15 clock alarm clock sounds
the first time and is now in the nine-minute intervals continue to ring, thanks to snooze.

6:45
clock high time to get up, grab hold bag, pear.

7:08
clock is running down the stairs in haste completely and the bike unlocked.

7:11
clock arrived at the station: Ladies and gentlemen, the train to Munich late is likely five to ten minutes.

7:25 clock
The train was still not there, but a re-announcement of similar content, now, twenty five to ten a pretty.

7:36 clock
The train begins to move, finally. I've also just 28 minutes 500 meters from my bed in the cold and snow with a hundred other people (I affectionately call it now faces) throughout.

8:00 clock
Ladies and Gentlemen, please note that the train has already Pasing and not to the main train station moves. This is due to the high delay. General murmurs. Tolerate hatred deeper than the heart.

8:06
clock waits the appropriate S-Bahn in Pasing course not. My mood reaches a new low. Alternatively, another S-Bahn to the central station. This cozy loiters in front of him.

8:18
clock from the S-Bahn-floor quickly rushed to the subway. After two minutes, it retracts so. Sure, so is it the train, which runs the subway, so punctual.

8:40
clock reached the terminus of the subway. Addition ropes to the outside.

8:45 Clock runs
After a short wait at my bus.

9:00
The bus clock is stuck in traffic. It just happens all at once. I get off one stop earlier and walk along beside the bus.

9:05 clock
I reach my stop and I actually sought in the ordinary walk.

9:14 clock
I have achieved my goal and with it the coffee, the warmth and the toilet.


Two hours hence, taking full use: bicycle, train, tram, subway, bus and its own legs, along with a good book and many moments of impatience and excessive anger.

I would one day be taken unexpectedly from heart attacks, please write on the grave stone: the German course was his end.

But I longed no part in the situation back a year ago. Everything has its price. And sunlight.

Humorous Cancer Quotes

The year in retrospect

2010

that ye may have hope

nine p.m. poems for
emm

quambuu

Forgot wait hate so deeply the heart allows

ground-thousand excuses blablabla
is for days in Haspelmoor


mortality tables in a year still there to 99.940734%
insurance
age

everything is replaceable any
vain

sg and controlling risk behaef

var and models without
stress tests
understand derivatives regulation and invmarisk

traditions repeatedly traditions
the live templates
kaufbeuren
augsburg


huhu
love planetarium and expectant
fragile ice
hospital

the three words

Munich turned in circles
forsake the city

the distant
the lost
lund
lundakarnevalen

turkey
teschekürler
wanderings


toki pona mute Wed
mama pi oh vacation

ichi ni san Japanese
go roku shichi hachi Yon
Marlyse la large

neighbors a.

cabinet sofa wood wine glass noodle
work again


finally kneflose times
gratitude for months already
tram line three runs not long ago?

max richter
omd
gustav

forsake the city
this bitter earth
marleen one of us must now go
wow
Marietta's lied

life as we knew it

sport
döner


competing risks
laziness measurement error
drug
the end of the statistics R


delusional


the old beast now I'm at the bottom goes deeper than anything not empty empty empty

one in the only live once
draws a deep track

not a game but a paltry shoveling is together we jumped

fighting it a little flower by bitter snow